Tangicloud

Tangicloud is a cloud-based accounting and business management platform launched in 2018 by Tangible Solutions Ltd., a fintech company headquartered in Singapore. The software operates entirely in the cloud with mobile apps for iOS and Android, enabling real-time financial management from any device. It was specifically built to serve small and medium-sized businesses operating in emerging markets.

The platform has grown to serve over 50,000 active users across 35 countries, with particularly strong adoption in Southeast Asia, Sub-Saharan Africa, India, and Latin America. Tangicloud focuses on businesses with 1-50 employees in sectors like retail, professional services, import-export, and e-commerce where local tax compliance and multi-currency handling are critical daily requirements.

Core Features of Tangicloud

Tangicloud's invoicing engine supports over 40 regional tax frameworks including GST, VAT, sales tax, and withholding tax calculations. Users can create invoices offline on mobile devices, which automatically sync when connectivity is restored?a unique capability for field sales teams in regions with unreliable internet. The system generates tax-compliant invoices in 12 languages with customizable templates.

The financial reporting module provides real-time profit and loss statements, balance sheets, and cash flow projections with drill-down capabilities to individual transactions. Unlike generic accounting tools, Tangicloud includes multi-entity consolidation for franchise operations and business groups, allowing parent companies to view aggregated financials across subsidiaries while maintaining separate books for each location.

Tangicloud includes built-in inventory management with barcode scanning via mobile camera, purchase order tracking, and low-stock alerts. The payroll module calculates statutory deductions for 15 countries including EPF, ESI, and regional social security schemes. For businesses trading internationally, the platform handles 23 currencies with automatic exchange rate updates and realized/unrealized foreign exchange gain/loss calculations.

Key Highlights

• Market Position: Serves 50,000+ businesses across 35 countries with focus on emerging market compliance and won the 2022 APAC Fintech Innovation Award.
• Target Users: Small businesses with 1-50 employees, freelance consultants, accounting firms serving SMB clients, and import-export traders needing multi-currency support.
• Deployment: Cloud-based SaaS accessible via web browser, native iOS and Android apps with full offline functionality for invoice creation and expense recording.
• Standout Feature: Low-bandwidth optimization allows the platform to function on 2G connections with data compression reducing typical usage to under 5MB per hour.
• Integrations: 45+ integrations including Stripe, PayPal, Razorpay, WooCommerce, Shopify, Xero, Zoho CRM, and local payment gateways like Paytm, M-Pesa, and Flutterwave.
• Pricing Model: Starter plan at $12/month, Professional at $29/month, Business at $59/month, with 14-day free trial and 20% discount on annual billing.
• Support: Live chat during business hours (SGT timezone), email support in English and Spanish, comprehensive help center with video tutorials, and dedicated onboarding for Business tier.
• Compliance & Security: ISO 27001 certified, 256-bit SSL encryption, GDPR compliant, supports tax filing formats for India GST, UAE VAT, Kenya iTax, and 12 other jurisdictions.

Who Should Use Tangicloud

Tangicloud is ideal for businesses with 1-50 employees operating in or expanding into emerging markets, particularly in retail, wholesale distribution, professional services, and cross-border e-commerce. Accountants and bookkeepers managing multiple SMB clients benefit from the multi-entity dashboard and client portal feature that allows secure document sharing. The platform fits businesses that need robust tax compliance without the complexity and cost of enterprise ERP systems.

A concrete example is a 12-person import-export company in Nairobi that sources textiles from India and sells to East African retailers. They use Tangicloud to invoice customers in Kenyan shillings while tracking supplier payments in Indian rupees and US dollars, automatically calculating currency gains, and generating Kenya iTax-compliant VAT returns with one click. The mobile app allows their field sales team to create invoices during client visits in areas with poor connectivity.

Integrations & Ecosystem

Tangicloud offers 45+ pre-built integrations covering payment processors, e-commerce platforms, CRMs, and regional fintech services. Notable connections include Razorpay and Paytm for Indian merchants, M-Pesa for East African mobile money, and Mercado Pago for Latin American payments. The platform provides RESTful API access on Professional and Business plans, enabling custom integrations with proprietary systems. An uncommon integration is direct connection to government tax filing portals in India, UAE, and Kenya for one-click return submission.

Pricing & Plans

The Starter plan costs $12/month and includes unlimited invoices, 2 users, basic reports, and mobile app access. Professional tier at $29/month adds inventory management, recurring invoices, purchase orders, and 5 users. Business plan at $59/month unlocks multi-entity consolidation, API access, custom fields, priority support, and unlimited users. Annual subscriptions receive 20% discount, and a 14-day free trial requires no credit card. Non-profits receive 30% discount on all tiers.

Pros & Cons

Pros

• Emerging Market Specialization: Built-in support for 40+ regional tax systems including automatic GST, VAT, and withholding tax calculations saves hours of manual compliance work for businesses in developing countries where accounting software options are limited.
• Offline Mobile Capability: Field teams can create invoices, record expenses, and capture receipts without internet connectivity, with automatic sync when connection is restored?critical for businesses operating in areas with unreliable infrastructure.
• Multi-Currency Intelligence: Handles 23 currencies with automatic exchange rate updates, realized/unrealized FX gain/loss tracking, and multi-currency bank reconciliation specifically designed for import-export traders and cross-border service providers.

Cons

• Limited Advanced Features: Lacks project-based costing, time tracking, and advanced manufacturing/job costing modules found in platforms like QuickBooks Enterprise or NetSuite, making it unsuitable for construction firms or complex project-based businesses.
• Regional Support Gaps: Customer support operates primarily in Singapore business hours (SGT timezone) with limited after-hours coverage, which can create response delays for businesses in Americas or European time zones requiring urgent assistance.

Our Expert Take

Tangicloud is the best choice for small businesses with 1-50 employees operating in emerging markets who need affordable, mobile-first accounting with strong local tax compliance. If your business trades across borders, operates in areas with unreliable connectivity, or needs to manage multiple currencies and regional VAT/GST frameworks, Tangicloud delivers specialized functionality competitors overlook at a fraction of enterprise software costs.

However, businesses in developed markets with stable internet, those needing advanced project accounting or manufacturing costing, or companies requiring 24/7 support should look elsewhere. US-based service businesses are better served by FreshBooks, while companies needing sophisticated inventory and manufacturing features should consider Zoho Books or QuickBooks Online Advanced despite higher costs.