SIGHTED

Sighted is a cloud-based cash flow forecasting and financial planning platform designed for small businesses, startups, and accounting advisory firms. Founded in 2015 by CEO Ben Winford in Australia, the software transforms complex financial projections into visual timelines that business owners without accounting backgrounds can easily understand and act upon.

The platform serves thousands of small business clients globally, with particularly strong adoption across Australia, New Zealand, the United Kingdom, and North America. Sighted focuses on the SMB segment and accounting practices that provide advisory services beyond traditional compliance work, targeting businesses with 1-50 employees who need proactive cash management tools.

Core Features of Sighted

Sighted's invoicing and receivables forecasting automatically pulls expected payments from connected accounting systems and displays them on a visual timeline. The platform's unique strength is its drag-and-drop interface that lets users quickly adjust payment timing assumptions and see instant cash flow impacts without touching formulas or cells.

The financial reporting dashboard centers on a visual cash flow timeline that color-codes income (green) and expenses (red) as bars on a calendar view, making cash crunches visible at a glance. Unlike generic accounting dashboards focused on profit and loss, Sighted prioritizes cash position projections with daily, weekly, or monthly granularity up to 12 months ahead.

Scenario planning tools allow users to create multiple financial forecasts side-by-side?comparing best case, worst case, and realistic projections simultaneously. The platform includes recurring transaction management for subscriptions and regular bills, plus custom category tagging for tracking specific projects or cost centers within the cash flow forecast.

Key Highlights

• Market Position: Established cash flow forecasting specialist serving thousands of small business clients since 2015, with strong presence in Australia and expanding internationally.
• Target Users: Small business owners (1-50 employees), startup founders, accounting firms providing CFO advisory services, and bookkeepers managing multiple client forecasts.
• Deployment: Cloud-based web application accessible from any browser, with mobile-responsive design for on-the-go cash flow checks?no native mobile apps.
• Standout Feature: Visual timeline interface that displays cash flow as color-coded bars on a calendar, eliminating spreadsheet complexity for non-financial users.
• Integrations: Direct connections with Xero, QuickBooks Online, MYOB, and bank feeds from major Australian, UK, and US financial institutions for automated transaction syncing.
• Pricing Model: Three tiers starting at $20 AUD/month for Solo plan, scaling to Practice plan for accounting firms managing multiple clients, with 14-day free trial available.
• Support: Email support, comprehensive knowledge base with video tutorials, live chat during business hours (AEST), and personalized onboarding for Practice plan subscribers.
• Compliance & Security: Bank-level 256-bit SSL encryption, AWS-hosted infrastructure with daily backups, read-only access to connected accounting systems for data security.

Who Should Use Sighted

Sighted is ideal for small businesses with seasonal cash flow fluctuations, service-based companies managing project-based revenue, and e-commerce businesses planning inventory purchases against expected sales. Accounting firms that offer CFO advisory or business coaching services find particular value in managing multiple client forecasts from a single Practice dashboard, making it a powerful tool for modern bookkeeping practices beyond compliance.

A concrete example: a 15-person marketing agency uses Sighted to forecast when retainer payments hit the bank, plan quarterly tax obligations, and determine whether they can afford hiring a new designer in Q3. By connecting their Xero account, the agency owner sees exactly which weeks will have cash shortfalls and adjusts contractor spending or payment collection timing accordingly, all without touching a single Excel formula.

Integrations & Ecosystem

Sighted offers direct integrations with major cloud accounting platforms including Xero, QuickBooks Online, and MYOB, plus automated bank feeds from over 200 financial institutions across Australia, New Zealand, the UK, and North America. The platform's API allows custom integrations for enterprise clients, though most users rely on the pre-built accounting system connections that sync transactions and invoices automatically, with a notable Stripe integration for subscription businesses tracking recurring revenue.

Pricing & Plans

Sighted offers three pricing tiers: Solo at $20 AUD/month for individual business owners with one forecast, Business at $40 AUD/month adding scenario planning and team collaboration for up to five users, and Practice plans starting at $99 AUD/month for accounting firms managing multiple client forecasts with white-label reporting. Annual subscriptions receive approximately 15% discount, and all plans include a 14-day free trial requiring no credit card to start.

Pros & Cons

Pros

• Visual Clarity for Non-Accountants: The timeline interface makes cash flow instantly understandable for business owners without financial training, eliminating the intimidation factor of traditional spreadsheet forecasting.
• Scenario Comparison Tools: Side-by-side scenario planning lets users test multiple financial strategies simultaneously?seeing how hiring decisions, capital purchases, or revenue dips affect cash position across different futures.
• Accounting Firm Efficiency: Practice plans centralize multiple client forecasts in one dashboard, making it easy for advisory accountants to monitor dozens of businesses and proactively flag cash flow risks before clients call in crisis.

Cons

• Limited to Cash Flow: Sighted focuses exclusively on cash forecasting and doesn't include general ledger accounting, expense management, or payroll functions?requiring users to maintain separate accounting software for daily bookkeeping.
• Australia-Centric Pricing Display: While supporting international users, pricing and marketing materials emphasize Australian dollars and local accounting software integrations, which may feel less tailored to North American or European businesses comparing local alternatives.

Our Expert Take

Sighted excels for small service businesses and accounting practices where cash timing matters more than complex financial analysis?particularly firms with irregular revenue, seasonal patterns, or project-based billing. If you're a business owner who finds spreadsheets overwhelming or an accountant tired of rebuilding client forecasts in Excel every month, Sighted's visual approach delivers exactly the clarity and speed you need for proactive cash management.

However, startups needing integrated expense tracking or larger businesses requiring multi-entity consolidation should look elsewhere?consider Float for more robust scenario modeling or Futrli for all-in-one financial planning. Sighted deliberately stays focused on cash flow forecasting alone, which means businesses wanting a single platform for all financial operations will still need separate accounting software for daily transactions, making it a specialized advisory tool rather than a complete finance solution.