Todd Moser is a Houston-based Fractional CFO and Managing Director of Springrock Consulting LLC, where he has advised small and mid-market US businesses on financial operations and systems selection since 2015. With 35+ years in finance - beginning as an Audit Senior at Deloitte and progressing through CFO roles at LDI Mechanical, Cable Lock Support Services, The Brock Group, and Dorf Ketal Chemicals — Todd has personally evaluated, implemented, and replaced accounting software across dozens of organizations. As Chief Accounting Officer at RigNet, he led the company's successful IPO on the NASDAQ and oversaw a full Oracle ERP implementation. Todd currently serves as Principal Consultant and Fractional CFO at LCS Forensic Accounting & Advisory. He holds a BA in Accounting from the University of Northern Iowa. For this guide, Todd reviewed 14 accounting software tools using the same criteria he applies with his own CFO clients: US tax compliance, real total cost of ownership, data portability, and scalability.